Closing Day Details

It takes weeks of decisions and deadlines to get ready for the big day--the day you take the step from "buyer" to "homeowner." Nervous excitement is to be expected on your closing day, but don't add unnecessary tension by tripping over a few details.

Two Weeks Before Closing
Take the time now to set the stage for a smooth transition. Call public service, water, phone, cable, trash removal, lawn care and newspaper companies to transfer service. Your moving day will go more smoothly if phones are turned on in both homes. Complete post office change of addresses cards. Obtain homeowner's insurance for your new home and notify your lender. Ask your real estate agent for copies of the basic closing documents so you can review them before closing.

A Day Before Closing
Review the settlement sheets and complete the walk-through of your new home with your real estate professional. If you find some items that still present problems--such as repairs that were not completed--address these items before you get to the closing table.

Ask your real estate agent for the exact amount you'll need to bring to closing. Personal checks won't be accepted; you'll need a cashier's check. If you are selling one property before buying another, ask your agent to arrange for you to receive a cashier's check at your first closing. If you're wiring funds, wire them at least 24 hours prior to closing.

The last details? Take a deep breath--and relax. Have a nice closing day... and enjoy your new home.

Your smooth and pleasant home buying experience begins with a phone call. I look forward to talking with you.